Effective Date: January 1, 2025
Last Updated: October 10, 2025
All digital products, mobile applications, and online tools developed or distributed by AINOW321.com are provided for educational, informational, and personal use only. By accessing or using our products, you agree to use them responsibly and in compliance with all applicable laws.
Our wellness, health, and medication tracking applications are not medical devices and do not substitute for professional medical advice or treatment. Always seek the advice of a qualified healthcare provider before making any changes to medication, diet, or health routines. AINOW321.com assumes no liability for user reliance on this information.
Budgeting and financial tools provided by AINOW321.com are for personal educational purposes only. They are not intended as financial, tax, investment, or accounting advice. Results and estimates are not guaranteed. Please consult a licensed financial or tax professional before making financial decisions.
The Bible Study Contest Game, Missionary tools, and related faith-based content are offered for spiritual education and personal growth. No specific outcomes, rewards, or interpretations are guaranteed. All scriptural references are presented in good faith for non-commercial use.
The Boat Planner app and related tools are for planning and entertainment purposes only. Navigation routes, fuel calculations, and travel times are estimates and may vary depending on conditions. Always refer to official navigation charts and observe local laws and safety regulations.
The appointment, calendar, and task management tools are organizational aids. Users are responsible for verifying times, reminders, and entries. AINOW321.com is not responsible for missed appointments, data loss, or user entry errors.
Certain Bible Study materials, quiz questions, and digital lessons are generated or assisted by artificial intelligence (“AI”). AINOW321.com reviews and curates all AI content for educational accuracy and biblical integrity; however, AI output may contain factual or interpretive variations. These materials are intended solely for study, inspiration, and self-testing purposes, not as doctrinal authority.
The Bible Study Practice Quizzes and related materials sold by AINOW321.com are designed for personal study and educational use only. They are not official exams, and performance on practice quizzes does not guarantee any certification or contest result. AINOW321.com is not affiliated with any testing authority or educational institution. All quiz content is protected under copyright law and may not be redistributed or resold without written permission.
All ebooks, PDF downloads, digital guides, and instructional materials sold by AINOW321.com are protected under U.S. Copyright Law (17 U.S.C. § 501 et seq.). Purchasers receive a personal-use license only. Redistribution, resale, file-sharing, or converting materials for resale is strictly prohibited. AINOW321.com retains all intellectual property rights to ebook content, including AI-generated or curated materials. All ebooks and guides are provided for informational and educational purposes only. No guarantee is made regarding results, accuracy, or fitness for a particular purpose.
AINOW321.com develops and distributes mobile applications and digital tools for productivity, wellness, and education. All apps are licensed, not sold, and remain the exclusive property of AINOW321.com. Users receive a limited, non-exclusive, non-transferable license for personal use only. Modifying, reverse-engineering, or reselling any portion of an app is prohibited. AINOW321.com does not guarantee that software will be error-free or uninterrupted. Use at your own risk.
AINOW321.com may offer services at customer-specified locations, such as homes, churches, or organization premises. Users are responsible for ensuring the safety and accessibility of the location. AINOW321.com is not liable for any injuries, damages, or losses incurred during on-site visits, except in cases of gross negligence by our staff.
Events hosted at churches or organization locations are subject to the rules and regulations of the hosting venue. AINOW321.com is not responsible for any cancellations, restrictions, or issues arising from venue policies or unforeseen circumstances. Users must coordinate with the venue to ensure compliance with all requirements.
AINOW321.com may provide games or entertainment services for birthday parties. Users are responsible for supervising participants and ensuring a safe environment. AINOW321.com is not liable for injuries, damages, or losses during these activities, except in cases of gross negligence by our staff. Equipment provided must be used as instructed, and users assume responsibility for any misuse.
Family packages offered by AINOW321.com are subject to the terms outlined at the time of purchase. Packages may have restrictions on usage, duration, or included services. AINOW321.com is not responsible for user dissatisfaction due to unmet expectations or failure to review package details. Refunds or exchanges are subject to our Terms of Service.
Players may earn referral points through participation in designated AINOW321.com programs. Points can be redeemed for prizes such as gift cards or computer devices (e.g., tablets), awarded via gift cards only; no cash prizes are offered. AINOW321.com reserves the right to modify or terminate the referral program at any time. Prizes are subject to availability, and AINOW321.com is not responsible for delays, defects, or issues with third-party gift card providers.
Some AINOW321.com apps and digital products may be suitable for children and teens. Users under the age of 18 must have parental or guardian consent before accessing or using any AINOW321.com product or service. Parents or guardians are responsible for supervising participation, reviewing purchases, and ensuring appropriate use.
By allowing a child to use any AINOW321.com app or game, including the Bible Study Contest Game, the parent or guardian confirms they have reviewed and accepted these disclaimers on the child’s behalf.
AINOW321.com complies with applicable data protection laws, including the Children’s Online Privacy Protection Act (COPPA), and does not knowingly collect data from minors without verified consent.
AINOW321.com implements reasonable technical and organizational safeguards to protect user data against unauthorized access or misuse. However, no system is entirely secure. Users are responsible for maintaining secure passwords, protecting personal devices, and reporting suspicious activity.
AINOW321.com shall not be liable for damages resulting from hacking, phishing, malware, or other cybersecurity threats beyond its control. For any concerns, contact Security@AINOW321.com.
In no event shall AINOW321.com, its owner, or affiliates be liable for any indirect, incidental, consequential, or special damages arising out of the use or misuse of its products or content.
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